Why Americans, unlike Russians, do not leave housing for children as an inheritance
“My parents sell the house, they lived 25 years there ... They don’t want to buy a new one, they will rent it. They plan to live in New York, where my brother moved. Then to Hawaii, where they spent a honeymoon. Well, then to the state that I choose for life, the most undecided, ”- the light brown eyes of American Claire shine with laughter from the smartphone screen.
Claire's parents are 55, the same house has long been owned: the mortgage has already been paid.
Like this, do not leave the inheritance of the house for children? Instead, spend money on rent? Then my Russian mentality creaked strongly.
Claire is surprised:
“And what, do you often leave a inheritance for children in Russia? What is the reason for this? ”
"HM interesting! Claire perked up. - We do not have such a tradition. Yes, and I do not associate myself with the parental home, because this is their property. For me it is more important to be independent ... "
Indeed, I think part of the solution lies in this. In America, children from the age of 17 move to a hostel or rent a house with friends, which parents strongly support. Living with a 25-year-old child here is not unusual. Apparently, that's why there is a strict separation: mine is the parent.
“I don't plan on living in Miami all the time,” Clare continues. - - Why become attached to one place and house? ”
In this, in my opinion, another part of the solution is a different mentality.
For an American, owning a home is not as valuable as it is for a Russian. It is more popular to rent apartments in favor of mobility. And then it's easy to call them "my house." Well, changing the state and city several times in a couple of years is generally a common thing.
Well, the third point - investment accounts are very common in the USA, which open to a child literally from birth. Unlike Russia, where real estate is still considered the best investment for many.
And what do you think, is it necessary to leave a house as a legacy to children?
Original column published on the blog. Dumb America on Yandex.Zen.
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