13 US cities where you can live comfortably, earning less than $ 60 thousand per year

The 50/30/20 ratio suggests that households should spend 50% of their earnings on rent, mortgages, transportation, groceries, utilities and other necessary expenses, 30% on entertainment, and 20% on savings and paying off debts. This strategy allows you to flexibly manage income and create savings. But in the USA there are 13 cities where you can earn $60 thousand a year and afford a comfortable life, he writes about this Go banking rates.

Фото: Depositphotos

1. El Paso, Texas - $50

50% on necessary expenses - $25
30% on entertainment - $15
20% savings - $10

You need an income of a little over $50 a year to afford a comfortable life in El Paso. In this city, the gap between the average American income of $43 per year and the amount needed for a comfortable life - $322 is 50% or $150.

2. Detroit - $52

50% on necessary expenses - $26
30% on entertainment - $15
20% savings - $10

To afford a comfortable life in Detroit, you need to earn $25 more than the average American income of $851.

3. Albuquerque, New Mexico - $53,384

50% on necessary expenses - $26,692
30% on entertainment - $16,015
20% savings - $10,677

In Albuquerque, the gap between the average income of $ 48 127 and the necessary income for a comfortable life is 10,9% or $ 5 257.

4. Wichita, Kansas - $ 55,345

50% on necessary expenses - $27,672
30% on entertainment - $16,603
20% savings - $11,069

5. Tucson, Arizona - $55,379

50% on necessary expenses - $27,689
30% on entertainment - $16,614
20% savings - $11,076

6. Las Vegas - $56,609

50% on necessary expenses - $28,304
30% on entertainment - $16,983
20% savings - $11,322

7. Louisville, Kentucky - $57,285

50% on necessary expenses - $28,643
30% on entertainment - $17,186
20% savings - $11,457

8. Memphis, Tennessee - $57,433

50% on necessary expenses - $28,716
30% on entertainment - $17,230
20% savings - $11,487

9. Tulsa, Oklahoma - $57,986

50% on necessary expenses - $28,993
30% on entertainment - $17,396
20% savings - $11,597

10. Indianapolis, Indiana - $58,426

50% on necessary expenses - $29,213
30% on entertainment - $17,528
20% savings - $11,685

11. San Antonio, Texas - $58,504

50% on necessary expenses - $29,252
30% on entertainment - $17,551
20% savings - $11,701

12. Fresno, California - $58,616

50% on necessary expenses - $29,308
30% on entertainment - $17,585
20% savings - $11,723

13. Columbus. Ohio State - $58,973

50% for necessary expenses - $ 29,487
30% on entertainment - $17,692
20% savings - $11,795

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