25 most affordable places to buy a home in the US

American homes today are the least affordable they have been in 10 years. The average home sales price rose 2018% in the fourth quarter of 9 compared to the third, while American wages rose just 3%. But even as home prices rise faster than incomes across the country, the American dream of home ownership is still achievable—you just need to know the places.

Фото: Depositphotos

Team 24 / 7 Wall St. analyzed the data ATTOM Data Solutions on the income required for home purchase, and the average annual wage in each district of the United States, writes USA Today. As a result, 25 has identified the most accessible places to buy housing in America. The income required for buying a home was calculated on the basis of the initial contribution to 3% and the maximum debt-to-income ratio in 28%.

25. Oklahoma County, Oklahoma

• Income required for buying a home: $ 40 459
• Average annual salary: $ 52 104
• Average selling price in 4 quarter: $ 140 000
• Number of housing units for sale: 330 235

24. Richmond County, Virginia

• Income required for buying a home: $ 47 020
• Average annual salary: $ 61 308
• Average selling price in 4 quarter: $ 173 000
• Number of housing units for sale: 99 883

23. Kenton County, Kentucky

• Income required for buying a home: $ 42 373
• Average annual salary: $ 55 276
• Average selling price in 4 quarter: $ 145 000
• Number of housing units for sale: 69 520

22. Clark County, Ohio

• Income required for buying a home: $ 30 770
• Average annual salary: $ 40 456
• Average selling price in 4 quarter: $ 99 250
• Number of housing units for sale: 61 143

21. Jackson County, MI

• Income required for buying a home: $ 35 767
• Average annual salary: $ 47 879
• Average selling price in 4 quarter: $ 120 000
• Number of housing units for sale: 69,047

Фото: Depositphotos

20. Muskogee County, GA

• Income required for buying a home: $ 32 935
• Average annual salary: $ 45 201
• Average selling price in 4 quarter: $ 115 000
• Number of housing units for sale: 83 921

19. Madison County, Alabama

• Income required for buying a home: $ 42 386
• Average annual salary: $ 58 422
• Average selling price in 4 quarter: $ 154 480
• Number of housing units for sale: 154,710

18. Sullivan County, Tennessee

• Income required for buying a home: $ 34 495
• Average annual salary: $ 47 892
• Average selling price in 4 quarter: $ 125 000
• Number of housing units for sale: 74 154

17. Shelby County, Tennessee

• Income required for buying a home: $ 39 405
• Average annual salary: $ 55 289
• Average selling price in 4 quarter: $ 140 000
• Number of housing units for sale: 403 101

16. Kyahoga County, Ohio

• Income required for buying a home: $ 39 525
• Average annual salary: $ 56 719
• Average selling price in 4 quarter: $ 124 000
• Number of housing units for sale: 618 673

Фото: Depositphotos

15. Jefferson County, Alabama

• Income required for buying a home: $ 37 888
• Average annual salary: $ 55 133
• Average selling price in 4 quarter: $ 135 450
• Number of housing units for sale: 305 262

14. Allen County, Ohio

• Income required for buying a home: $ 29 936
• Average annual salary: $ 44 473
• Average selling price in 4 quarter: $ 98 000
• Number of housing units for sale: 44 850

13. Philadelphia County, PA

• Income required for buying a home: $ 43 637
• Average annual salary: $ 65 273
• Average selling price in 4 quarter: $ 150 000
• Number of housing units for sale: 671 125

12. Lucas County, Ohio

• Income required for buying a home: $ 31 348
• Average annual salary: $ 47 658
• Average selling price in 4 quarter: $ 97 000
• Number of housing units for sale: 202 307

11. Trumbull County, Ohio

• Income required for buying a home: $ 26 366
• Average annual salary: $ 40 170
• Average selling price in 4 quarter: $ 84 500
• Number of housing units for sale: 95 466

Фото: Depositphotos

10. Montgomery County, Alabama

• Income required for buying a home: $ 28 856
• Average annual salary: $ 45 422
• Average selling price in 4 quarter: $ 105 550
• Number of housing units for sale: 103 577

9. Saginaw, Michigan

• Income required for buying a home: $ 27 129
• Average annual salary: $ 44 863
• Average selling price in 4 quarter: $ 86 500
• Number of housing units for sale: 86 792

8. Richmond County, GA

• Income required for buying a home: $ 27 130
• Average annual salary: $ 45 175
• Average selling price in 4 quarter: $ 93 000
• Number of housing units for sale: 87 290

7. Rock Island, Illinois

• Income required for buying a home: $ 33 370
• Average annual salary: $ 56 433
• Average selling price in 4 quarter: $ 104 950
• Number of housing units for sale: 65 800

6. St. Lawrence County, NY

• Income required for buying a home: $ 26 108
• Average annual salary: $ 44 980
• Average selling price in 4 quarter: $ 75 000
• Number of housing units for sale: 52 272

Фото: Depositphotos

5. Wayne County, Michigan

• Income required for buying a home: $ 34 658
• Average annual salary: $ 61 061
• Average selling price in 4 quarter: $ 110 000
• Number of housing units for sale: 816 398

4. Peoria County, Illinois

• Income required for buying a home: $ 34 024
• Average annual salary: $ 60 567
• Average selling price in 4 quarter: $ 102 500
• Number of housing units for sale: 834 872.

3. Clayton County, GA

• Income required for buying a home: $ 31 262
• Average annual salary: $ 56 641
• Average selling price in 4 quarter: $ 110 000
• Number of housing units for sale: 104 699

2. Bibb County, GA

• Income required for buying a home: $ 20 685
• Average annual salary: $ 42 900
• Average selling price in 4 quarter: $ 75 050
• Number of housing units for sale: 70 178

1. Baltimore City, Maryland

• Income required for buying a home: $ 30 701
• Average annual salary: $ 65 819
• Average selling price in 4 quarter: $ 100 500
• Number of housing units for sale: 296 923

Read also on ForumDaily:

Top 20 US Cities where you can buy a house for less than $ 100 thousand

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Worst cities to buy first home in USA

Five best US states for the middle class

As a foreigner to get a loan for housing in New York: instructions and pitfalls

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