You can check your credit score weekly for free: how to do it

Regularly monitoring your credit history reduces the likelihood of reporting errors or identity theft. You can now do it for free every week through Equifax, Experian and TransUnion, reports Lifehacker.

Photo: IStock

Before the Covid-19 pandemic, each credit bureau offered one free credit report per year. This means consumers can typically receive three reports per year before having to pay up to $14 per request.

Now free access to weekly credit reports came on a permanent basis, so it has become easier to regularly monitor your report. While you probably don't need to request multiple reports every week, you should review your credit report monthly (quarterly at a minimum) or whenever you apply for financing.

On the subject: TEST: can you solve the problems from interviews in cool American companies

How to Get a Free Weekly Credit Report

Free credit reports are available at edutcreditreport.com via online form. You will need to provide some basic information such as your name, Social Security number, date of birth and address (ES), as well as select the bureau from which you want to obtain a report and answer a few security screening questions.

In addition, you can submit downloadable form by mail or call 1-877-322-8228 to verify your request over the phone.

Like the article? Support ForumDaily!?

Please note that your credit report does not include your credit score. Many credit card companies provide credit scores to customers free of charge, although keep in mind that there are different scoring models used by lenders.

What to Look for in Your Credit Report

There is several errorsthat may appear on your credit report, including inaccurate or incomplete information:

• Identification errors such as incorrect name or address.
• Incorrect account information.
• Incorrect account status, such as closed accounts that show as open or current accounts.
• Duplicate accounts.
• Balance errors such as incorrect current balance or credit limit.

If you encounter an error, you should dispute it immediately as it may take time to correct.

You may be interested in: top New York news, stories of our immigrants, and helpful tips about life in the Big Apple - read all this on ForumDaily New York.

Read also on ForumDaily:

Two earthquakes occurred in Georgia in an hour and a half

'The Great Mother of America': the story of a Ukrainian woman who has become the pride of the United States

Merging with nature: the most beautiful hotels in US national parks

Do you want more important and interesting news about life in the USA and immigration to America? — support us donate! Also subscribe to our page Facebook. Select the “Priority in display” option and read us first. Also, don't forget to subscribe to our РєР ° РЅР ° Р »РІ Telegram  and Instagram- there is a lot of interesting things there. And join thousands of readers ForumDaily New York — there you will find a lot of interesting and positive information about life in the metropolis.