New rules for purchasing airline tickets and refunding money to passengers have come into force: what you need to know

New rules from the U.S. Department of Transportation requiring automatic refunds for significantly delayed or canceled flights have gone into effect just in time for the holiday travel season. While the changes aren’t major, they should make it easier to get refunds for delayed or canceled flights,…

What happens when someone dies on board a cruise ship, or Where are the morgues hidden on ships?

Cruise ships are known for their many amenities designed to help passengers enjoy their vacation. But travel companies must consider worst-case scenarios. Therefore, in addition to security and medical services on ships, there are services and protocols in case someone dies while…

Medicare has excluded insulin from many insurance plans: how not to be left without medication

With Medicare's annual open enrollment period ending on December 7, Medicare experts have found that many health plans are eliminating some types of insulin in 2024. USA Today explained what this means for consumers. According to Diana...

Topic of the month on ForumDaily: how to get health insurance for 2024

Every year in November, a parade of terms begins in the United States: deductible, co-pay, out-of-pocket. This means that registration for health insurance for the next year has opened (Open Enrollment). Suddenly we find ourselves in front of a monitor full of health plan charts, tables and graphs. Their meaning...

Dental Insurance in the USA: How It Works and Why You Could Be Hit with Huge Bills Even If You Have a Policy

Regular health insurance does not include dental services, so many people purchase dental insurance separately. But this is not always a good idea. The fact is that dental insurance is not really insurance, but rather a semi-useful discount plan for a certain amount. AND…

Property insurance in Florida has risen so much that homeowners went out to protest

This week, hundreds of homeowners in the Century Village community of Pembroke Pines, Florida, gathered together for a protest rally. They oppose an increase in their monthly housing premiums due to the spike in insurance costs. The Fortune edition told in more detail. Homeowners were sent an email from…

Texas court decides insurance should not cover free HIV drugs and cancer prevention

A Texas federal court struck down a key provision of the Affordable Care Act, known as Obamacare, jeopardizing the free coverage of a wide range of preventive services, including mammograms, cancer screenings, colonoscopies and mental health screenings, for nearly 168 million people receiving health insurance...

Companies in the US refuse to insure Hyundai and Kia: they are stolen too often

Progressive and State Farm, two of the largest auto insurers in the US, are refusing to take out policies in some cities for old Hyundai and Kia models that the companies say are too easy to steal. CNN writes about it. Several reports say companies have stopped offering insurance…

American woman paid $78 for a flight home after vacation: all because of a small error in insurance

A woman is forced to pay $78 for a flight home from vacation due to an elementary mistake with insurance. Her family warns travelers to get the right insurance. The Sun writes about it. Anna Silbo was vacationing in Belfast (Ireland) when she broke her hip in ...

Insurance company refuses to pay for life-saving device for man after heart attack

A Wakeshi, Wisconsin man was prescribed a life-saving medical device after suffering a heart attack, but his insurance company denied coverage, saying the device was "not medically necessary." The Fox News edition told in more detail. Dan Saccomando, who survived a heart attack in...

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