Seven mistakes that people make when buying a home in the US

When buying a home for the first time, many often make the same mistakes, which complicates the process of finding their dream home. Here is a list of 7 of these errors, compiled by the Cheat Sheet. Avoid them and buying a home will become much easier and ...

What is overdraft and how to avoid commission

According to the Bureau of Financial Protection, in 2015 banks received overdraft income in the amount of $ 11 billion. If you have ever faced an overdraft, then you know how expensive this pleasure is. What does overdraft mean? Using the overdraft service means ...

What credit cards do Obama, Kardashian and other celebrities use?

It seems that many celebrities do not need credit cards, as they make hundreds of thousands or even millions of dollars. But there are exceptions. True, some use an ultra-exclusive credit card reserved for moneybags, while others, surprisingly, have chosen a more modest option. Go ...

How to restore or improve a credit rating in the USA

There is no one-size-fits-all recipe for restoring a credit rating; the duration of this process and the steps to be taken will depend on each specific case. Of course, it is much easier to fix the consequences of a couple of late payments than to restore the reputation of a borrower with huge debts, payments on ...

How does a US bank decide whether to give you a loan?

If you want to borrow money, and not buy a house or a car, your debt is not guaranteed by anything, so banks are more careful in such decisions. In such cases, banks consider many different criteria that influence their final verdict. ...

How to pay for plane tickets in installments up to 1 year

There are situations when you are planning a vacation trip, but there is not enough money for round trip tickets. The CheapAir.com portal together with the financial company Affirm have developed a program for purchasing air tickets in installments for a period of 3, 6 and 12 months. When buying tickets for ...

How much to earn to buy a house in 27 major US cities. Map

In most states, a family income of $ 150 per year is considered good enough. However, in San Francisco, that's not enough to buy a home. HSH.com has calculated how much a family must earn to afford the average home, interest, taxes, and insurance. In the HSH report, ...

Only three times a month were allowed to beat out loans in the USA

Good news for those with student loan debt—and more; You will now receive much fewer automated calls. The Federal Communications Commission has currently limited the number of robocalls and texts that can...

Silicon Valley IT specialists are given a mortgage without a down payment

Real estate prices in Silicon Valley are so high that even well-earning IT professionals often cannot afford to buy a home. In order to support employees of companies that receive more than $ 100 a year, some lenders have decided to provide a mortgage without an initial ...

How much to earn to buy a house in the US

Looking for your dream home and don't know how much you need to earn in order to pay interest, taxes and insurance payments ?! HSH.com has compiled the data and prepared an infographic of the required salary in 27 cities in America. Below is a summary table for 27 US cities. Read also on ...

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