A credit card is more than just a piece of plastic in your wallet that you can use to pay for a product or service. They offer amazing opportunities to save money on purchases and earn rewards such as travel, cash back, gift cards and other goodies. But “not all that...
Tax season has officially begun, and the Internal Revenue Service (IRS) is urging tax filers to check if they qualify for one of the most commonly overlooked tax breaks, AL reports. The Earned Income Tax Credit (EITC) is a tax benefit for…
Your small business is suddenly thriving because you and your team are really good at what you do. To keep your employees happy and productive, and because you care about them, you have decided to offer a group health insurance plan. This…
At least 60 people in India have committed suicide due to insidious loan schemes spanning 14 countries around the world. An undercover investigation by the BBC has revealed those who benefited from this deadly scheme in India and China. My aunt's phone call woke me up...
On August 16, 2022, US President Joe Biden signed the Inflation Reduction Act into law and sent billions of dollars to Americans seeking to improve their homes, businesses, and cars. The Yahoo! edition told in more detail. One provision of the law allows Americans earning less than $150 a year to…
Millions of U.S. taxpayers may feel a shock when they file their 2022 returns. Many deductions and pandemic benefits have expired, and people are in for some nasty tax surprises, according to the CBC. This means that families may receive less reimbursement…
Imagine being approved for a mortgage on your dream home without having to make a down payment or have a specific credit score. This could become a reality for borrowers in 21 cities after Bank of America announced a new mortgage...
The Federal Reserve System (FRS) raised its target federal funds rate by a quarter of a percentage point. Writes about it CNBC. The first base rate hike in three years will set the stage for six more hikes by the end of 2022. “The war in Eastern Europe gives the Fed…
The very first COVID-19 relief bill, signed last March, bans student loan companies from collecting wages from borrowers. But at that time, thousands of people, despite the moratorium, still had part of their wages withdrawn. ...
If you are late on your credit account payment, it may have been transferred to a debt collection agency, which will worsen your credit history. How to find out if you have a debt in a debt collection agency, and how to solve this problem, he said ...