How much should you earn to buy a house in the USA: data on cities

Home purchases remain for most Americans the largest and most serious purchase they will ever make. At the same time, according to HSH.com, in order not to end up in a debt trap, experts advise to correctly calculate your income and monthly payments for the house. And also worth ...

San Francisco makes it harder to sell luxury housing

Trulia experts recorded an unusual trend in the housing market for San Francisco. Increasingly, home and apartment owners have to bring down the value of real estate in order to sell it. According to SF Gate, we are talking about 8% of apartments and houses that were sold this year. Interesting that ...

At what time of year is it better to buy a house in the USA

House prices vary from state to state depending on the time of year. Analysts surveyed by Go Banking Rates revealed the best months to buy a house to save money. Midwest The most popular among sellers and buyers are spring ...

How Mortgage Affects US Credit Rating

If you are looking to buy a home, you will most likely be interested in your credit rating, which affects your eligibility for a loan, as well as the interest you will pay on it. We offer you data on what happens to your credit history after ...

State Mortgage Refinancing Program helps save over $ 4000 per year

The federal program HARP, which is aimed at refinancing mortgage loans for real estate, is valid until December 31, 2016. In this regard, many Americans seek to take advantage of the somewhat forgotten program, which was adopted in 2009 at the initiative of President Obama in order to help ...

30-year US mortgage rates are close to their minimum

Mortgage rates have fallen sharply over the past 2 weeks, approaching a record low, amid the decision of British residents to leave the European Union following a referendum. At the end of last week, mortgages at a fixed 30-year rate fell to 3,48% compared to 4,04% a year ago, reported on Thursday in ...

5 tips on how to deal with a mortgage upon divorce

Divorce can not only damage you emotionally, but also financially. One of the main assets that couples share is the mortgage on their home. The right decision on a mortgage loan will allow both parties not to “break the woods.” So, what's the best way to deal with...

How much should I earn to buy a house in 27 US cities

HSH.com conducted a survey in 27 US cities to find out how much local residents need to earn to afford a home. This data includes the total cost of buying a property, as well as tax and insurance payments for the average home. More…

The initial payment for a mortgage in the United States dropped below 10%

If you are unable to pay the 20% or even 10% down payment on your mortgage does not mean that you have nothing to do in the real estate market. In 2015, according to RealtyTrac, 26% of loans were issued with down payments below 10% ...

Mortgages in the US record prices dropped

The unpredictable changes in the global economy and sluggish economic growth in the US could be good news for homeowners looking to refinance their mortgages. They are currently dealing with the lowest 30-year fixed rate mortgage. On average, in the country ...

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