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Is it possible to do without cash in the USA: the experience of a Russian-speaking immigrant

There is an opinion that in the USA everything can be done with a credit card, but those who come to the States are faced with the problem of lack of cash. Author blog "Elena in America" ​​on "Yandex.Zen" She told in what situations in the US need cash and where to get it.

Фото: Depositphotos

Next - from the first person.

Cash the money will be very useful to you in the following situations (there are no other forms of payment):

Parking Payment. Not everywhere there are modern automatic machines for paying for parking with a card or from a phone - coins will be very useful for them. There are also temporary parking spaces that are not equipped with any automatic machines. Typically, such places are allocated when major events are held in the city, and there may not be enough parking spaces in the center, churches provide their parking lots for non-worshipers, but a fixed price must be paid at the entrance to the parking lot.

Museum Donation - this happens when you visit a free institution, where you can put any amount into a donation jar if you wish.

Tour donation - in Detroit (Michigan), volunteers conduct free tours, at the end of which you can thank the guide financially.

Salvation Army Donation (especially common before Christmas) - you will see people ringing bells at the entrance to shopping centers and supermarkets with the obligatory "identification" bowler - you need to put money in it.

Contrary to popular belief formed by American films of past years, I hardly see anyone leaving tip in restaurants cash - they usually fit into the bill.

On the subject: 10 unusual ways to save money

However, faced with the fact that you need to pay parking guard for keeping an eye on the car while you ate. We have this in a family-run German restaurant located in the disadvantaged Detroit area (for security reasons, the parking lot is surrounded by a barbed wire fence and a guard is assigned to watch that your car is not stolen, scratched or stolen parts).

In other cases, you can, in principle, get by with a card, check, payment application on your phone or something similar.

Where to get cash in the USA

ATMs here do not stand at every step, as it was in Moscow when I lived there. Here you can find them in shopping centers and bank branches, as well as get money at the checkout in some supermarkets. When paying by card through the terminal, you need to select the cashback item and the desired amount - in this situation, it will mean “cash withdrawal”.

Not really in the subject, but I didn’t see any machines for replenishing a mobile phone or terminals like Qiwi here.

Original column published on the blog. "Elena in America" ​​on Yandex.Zen

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