Three important things that people who are eligible for Medicare and Medicaid should know at the same time

Some US residents are eligible to receive two immediately beneficial Medicare and Medicaid health insurance plans at the same time. Medicare covers the elderly from 65 years of age, as well as people with disabilities up to 65 years of age. Medicaid helps low-income people pay for health care costs.

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Some people have the right to participate in both programs, which can significantly reduce the cost of obtaining medical services, but it is not so easy to coordinate the sharing of both plans at once.

Some insurers offer special plans for double coverage. One of the most convenient among them is Fidelis Dual Advantage from Fidelis Care, which manages both insurance programs.

Here are three important facts that people who are eligible for double insurance coverage should know:

1. It is available all year round.

You can subscribe to such a plan at any time of the year. If you are already a member of one of these programs, you can join the second quarterly. At the same time, people who are eligible only for Medicare can register to receive this insurance only once a year or during certain life events, for example, when they will be 65 years old.

2. You can not be afraid of gaps in insurance coverage

Sometimes Medicare services do not cover all the medical care you need. This means that there is a “gap” between the medical care you need and the insurance coverage you receive. For such gaps in insurance coverage, you will have to pay out of pocket. If you are subscribed to a double-coverage plan, you can use your Medicaid benefits to fill in your Medicare gaps, which significantly reduces the cost of medical services.

3. You can count on the services of a medical manager.

Some double-coverage plans provide for the help of a medical manager in coordinating the services you receive from various medical facilities and doctors. Thus, all the doctors who serve you work as a well-coordinated team.

If you want to learn more about Fidelis Dual Advantage, please visit www.fideliscare.org/medicare or talk to one of the licensed representatives of the company for registration Medicare. They can meet you at home, answer all questions and help you figure out if you are eligible for double insurance coverage.

You can talk with a company representative or arrange a personal meeting by calling: 1-800-860-8707 (TTY: 711).

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