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Top 15 states in America where you can buy cheap housing

Homebuyer.com used the median income and median home value in each state to determine the most affordable US states to buy a home in 2022. Which of them were on the list of the most accessible, said the publication CNBC.

Photo: IStock

The list ranks each state based on the average percentage of income needed to cover monthly mortgage costs, from lowest to highest.

The cheapest state to buy a house in 2022: Iowa

  • Average house price: $ 147
  • Average income: $ 79
  • Estimated monthly mortgage payment: $ 702
  • Percentage of income: 10,6%

The largest housing markets in the state include Des Moines, Iowa City, and Cedar Rapids.

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The 15 Most Profitable States to Buy a Home in 2022:

  1. Iowa
  2. Indiana
  3. Ohio
  4. Nebraska
  5. Kansas
  6. Mississippi
  7. West Virginia
  8. Oklahoma
  9. Michigan
  10. Арканзас
  11. Alabama
  12. North Dakota
  13. Kentucky
  14. Missouri
  15. South Dakota

Indiana comes in second with a median home price of $141 and an estimated monthly mortgage payment of just over $700.

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The largest cities in the state include Indianapolis, Fort Wayne, and Bloomington. There are also major colleges here.

The top five most expensive states are:

  1. Hawaii
  2. California
  3. Oregon
  4. Washington
  5. Colorado

Hawaii is considered the least affordable state to buy a home. Residents of the island state pay a whopping 35,15% of median income to afford a home. The average home in Hawaii costs $615, and the estimated monthly mortgage payment is $300.

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