Overtime work in the USA: when the employer is obliged to pay it, and when it may not

Federal and state laws require most employers to pay overtime. The overtime premium is 50% of the employee's regular hourly wage. This means that an employee who works overtime must be paid "time and a half" - the usual hourly...

Online shopping: which payment methods are the safest and which ones to avoid?

From credit and debit cards to digital wallets, peer-to-peer apps and bank transfers, sending money digitally has become the norm these days. This is convenient, but comes with its own risks, especially if you don't take proper safety precautions. And if it comes...

US expands Medicare: insurance will now cover more when caring for the seriously ill

The federal agency that administers Medicare, the Centers for Medicare and Medicaid Services (CMS) is finally recognizing what people have known for thousands of years: family members are the backbone of care for frail old and young people with disabilities. Therefore, the agency is taking important steps to…

Invoices that never need to be put on automatic payment

We can all use an easier and more efficient way to manage costs and save money. Automatic billing can help ensure you never miss a payment, which minimizes the risk of late fees and credit report errors. But…

Who to study in college to make good money: popular specialties lead to low wages

A recent study found that there are significant differences in pay depending on the field of study. The most popular majors in colleges are not the highest paying, according to TheHill. The HEA group, founded by Michael Itzkowitz, a former Obama Department of Education official, compared the Department's data...

iPhone will replace cards and terminals: Apple introduced a new contactless payment feature

Apple has announced that it will soon introduce a feature that will allow buyers to pay sellers by holding their iPhones close to each other. Business Insider writes about it. The Tap to Pay feature, which is expected to be available later this year, will allow businesses…

The end of the era of cards: you can pay in Amazon stores with a scan of the palm

Amazon is testing a new payment technology - palm scanning at Whole Foods. It is currently only available in Seattle, Washington. The Verge writes about this. The company used Amazon One payment technology in its Amazon-branded stores in the Seattle area (including...

USCIS innovation comes into force: low-income immigrants' lives will be complicated

Becoming a US citizen was not easy, but now it is even more difficult. Since December 2, 2019, Medicaid (Low Income Health Insurance), CHIP (Children's Health Insurance Program), SNAP (Food Stamps), SSI (Supplemental Security Income) are no longer eligible ...

137 million Americans faced overwhelming medical accounts: how to pay everything and not go bankrupt

Research shows that 137 million Americans faced financial hardship in 2018 due to overwhelming medical bills. The medical bill has become the envelope that Americans are most afraid to open. Writes about this CNBC. Medical bills are the main ...

One US state offers residents free college tuition in the region

New Mexico Governor Michelle Lujan Grisham is offering tuition fees to state residents at two- or four-year public colleges. Writes about this New York Post. Such a program, the plan of which was developed by the governor, must now be approved by the local parliament. The state plans to use growing ...

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