If you don’t know where to start living in the USA, take out a loan. No jokes! A credit rating is the financial calling card of any American resident. It determines how we are viewed by banks, landlords and, in some cases, employers. To build a good credit...
A higher credit score can provide a good interest rate when you take out a mortgage or car loan. Usually, an average FICO score is not enough to get the best mortgage rates, writes Time. "You should never aim for an average"...
The realities of life in the United States can put a damper on an immigrant's pursuit of the American dream. In order for US banks to give you money, you need to have a good credit rating and history - all this is not available to a person who has recently arrived in the country. Seeing…
If you've just moved to the US, your finances will get a fresh start too. But immigrants with no credit history in the United States can find it difficult to rent an apartment, buy a car, or even get a mobile phone plan. Before you commit any ...
A bad credit history can ruin your life. It's not easy, but there are still ways to rent a decent apartment if you have a low credit score, according to LifeHacker. There was a time when in order to rent an apartment, you had to walk around it for several minutes, ...
According to the popular FICO credit score system, the ideal number is 850, which is difficult but not impossible to achieve. Unfortunately, the specific formula that would allow one to achieve the maximum is kept secret, but its main criteria are known to specialists, the publication writes...
A good credit score can improve your financial well-being, in both good times and bad. However, reliable credit is especially important in times of economic instability, such as now. How can you improve your credit rating, told the publication Money. Inflation continues...
I'll tell you one story. In a far, far away Universe, there lived a certain boy Andryusha on the planet (that's me, you guessed it). He lived without grieve having a credit history of 720 points. Good enough. And then one fine day Andryusha wanted to buy a big ...
Credit scores in the US range from 300 to 850 points. A rating of 300 to 579 is considered very poor, 580 to 669 is considered average, 670 to 739 is considered good, 740 to 799 is considered very good, 800 or higher is...
Millions of Americans have piled up large medical bills, run into debt that is hard to pay. Now they no longer need to worry about how such unpaid obligations will affect their credit score. The edition Money Talks News told in more detail. The Big Three Lending Companies…