US hospitals are increasingly checking patients' credit history: why is it needed

More and more American patients see hospital credit checks on their reports, and this undermines their confidence. Your doctor needs to know a lot about you, including details that you would not share with others. But isn't it overkill, ...

8 tips how to build a good credit history in the USA

A credit score is like the second “I” of every American resident. It shows how respectable a person you are, whether you know how to handle money and whether you can be trusted. A lot depends on your credit rating: whether you can rent a home,…

Consequences of a hacker attack: how to get 125 dollars from Equifax

The US credit bureau Equifax, which suffered a hack in 2017 and lost 147 million customer data, is beginning to compensate victims, The Verge writes. Victims can file a class action lawsuit for $ 700 million, amounting to ...

How to restore credit history after bankruptcy

Don't be discouraged if your credit history falls below zero and you file for bankruptcy. If you take the right measures, then even a hopelessly spoiled situation can be corrected. ForumDaily talked in detail about how to get your first credit card and build a good credit history. But…

6 financial crimes you may accidentally commit

Everyone knows what serious financial crimes look like: bank robberies in the Bonnie and Clyde style, or extracting millions of dollars from innocent victims, like Frank Abagnale in Catch Me If You Can. It seems that financial atrocities have nothing to do with the everyday life of US residents. ...

How to protect your personal data for free

Four months ago, Equifax, a credit bureau, announced that the personal data of 143 million Americans stored on the company's servers had been stolen in a hacker attack. You can save data from such attacks if you use protection, the different levels of which are offered by the company. ...

After leaking data from Equifax, they want to cancel the fee for managing their credit history

The Democrats presented a bill that would allow freezing and unfreezing of their loans for free. Senator Elizabeth Warren (Massachusetts) and dozens of other Democrats have submitted a bill called the Equifax Exploitation Freedom Act that would ban credit bureaus such as ...

What to do if you are going to buy a house in the next six months: 9 steps

To buy a house, it takes about a year to get your finances in full order, experts say. So - if you plan to purchase a new home in the next 6 months (for example, in the spring), you need to start preparing now. If you start financial planning earlier,...

The most confused mistakes made by credit card owners

Credit cards can be a support or a disaster for your financial condition. It depends on how you use them. Of course, each case is exceptional, but there are mistakes that definitely should not be made by anyone. Time edition has compiled a list of such. 1. Photos of credit cards ...

Six professions in the USA for which you will need a good credit history.

When interviewing for some positions in the United States, applicants are checked for their credit history. This practice has intensified lately, and companies often check the credit history of job seekers for positions that have absolutely nothing to do with finance and an employee's credit rating. ...

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