Seven states where retirees live better than Florida - ForumDaily
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Seven States Where Retirees Live Better Than Florida

Retiring to Florida has been a dream for generations of Americans thanks to the state's beautiful beaches, tropical climate and cultural diversity. But this dream has become unattainable for many. What other alternatives exist? Yahoo.

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Florida home values ​​have soared, with the median home price reaching nearly $393, far above the already exorbitant national average of $000.

In addition, the state's ongoing insurance crisis is edging toward disaster, and the hurricanes that have long plagued Florida in the summer and fall are becoming more frequent and severe. That, plus the state's emergence as the epicenter of America's political and culture wars, is causing some people to rethink the Sunshine State as a place to retire. But which states offer the best alternative?

On the subject: Cheaper than Florida, but no less beautiful: 5 US cities for a comfortable retirement

Here's the opinion of two retirement experts - one who advises seniors on all aspects of a good life, and the other who specializes in retirement properties. They suggested several states that might be even better than Florida.

Alabama

Zach Shelley, a Dallas real estate agent, developer and investment advisor, founded A-List Properties to help retirees find their dream homes or investment properties.

“Alabama is one of the most tax-friendly states for retirees,” Shelley said. — There are no state taxes on Social Security benefits, retirement income, or withdrawals from retirement accounts such as 401(k)s and IRAs. This makes it an attractive destination for retirees looking to supplement their retirement income. In addition to its tax policies, Alabama also boasts a low cost of living compared to other states, making it easier to manage expenses within a fixed retirement budget. The state also has a mild climate with warm summers and mild winters, which may appeal to those looking to escape harsher climates during their retirement years.”

Wyoming

Shelley called America's least populous state another budget-friendly place that doesn't tax Social Security benefits or withdrawals from retirement accounts.

“Wyoming also has no state income tax, making it an ideal location for retirees looking to minimize their tax burden,” he said. “The state also has a low overall cost of living and affordable housing, making it a financially stable choice for retirement. In addition to the financial benefits, Wyoming offers retirees plenty of outdoor activities and stunning natural landscapes. Home to national parks like Yellowstone and Grand Teton, there is no shortage of opportunities for outdoor recreation and adventure.”

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Shelley also touts South Carolina as a retirement destination with great growth potential.

“The state has a low cost of living and affordable housing options, making it an attractive choice for those looking to boost their retirement budget,” he said. — Additionally, South Carolina does not tax Social Security benefits and offers generous deductions for other forms of retirement income. Retirees in South Carolina can also enjoy a mild climate, beautiful beaches, and a rich cultural and historical heritage. The state has many charming towns and villages with a slower pace of life, ideal for those looking to relax in their retirement years.”

NH

Amber Dixon is the CEO of Elderly Guides, an organization that provides answers and assistance to older adults on a range of issues, including moving after retirement. She's noticed a recent trend of older Americans crossing the Sunshine State off their shortlists.

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“While Florida is a popular choice for retirement due to its warm climate and tax benefits, there are other states that can offer retirees a more holistic and rewarding alternative,” she said. — New Hampshire is an excellent choice due to its high quality of life, excellent health care and low crime rate. Despite the higher cost of living, the natural beauty and outdoor recreation opportunities make the state an attractive choice.”

North Dakota

In terms of climate, culture and geography, the state is about as far from Florida as you can get, but that doesn't mean it's not a great place to retire.

“South Dakota has a low cost of living and high quality healthcare, making it ideal for retirees,” Dixon said. “The state also has a retiree-friendly tax structure and a strong sense of community.”

Colorado

Dixon also calls Colorado “an excellent choice for active retirees.”

“There are plenty of outdoor activities to enjoy, from hiking to skiing. The state also ranks high in overall well-being, with excellent health care and below-average crime rates,” she says.

Utah

On Colorado's western border is another mountain retirement retreat that offers many of the same benefits to active retirees.

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“Utah offers a high quality of life with an emphasis on health and wellness,” Dixon said. “Its stunning natural landscapes provide plenty of opportunities for exploration and physical activity, ideal for maintaining a healthy lifestyle in retirement.”

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