Seven low-cost countries for pensioners where you can live by the sea - ForumDaily
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Seven low-cost countries for retirees where you can live by the sea

Soak up the sun after you retire in one of these 7 beautiful affordable countries with gorgeous beaches. Travel Leisure.

Photo: Shutterstock

Retirement to a quiet place on the beach is the dream of many Americans and others around the world. Perhaps the last two years of pandemic-related upheaval have heightened the dream of getting away from the daily routine and moving to a perfect place. And for many, life on the beach is ideal.

In much of the US, seafront real estate is expensive, and home prices are out of reach for many retirees. However, quite a few countries in the world offer pristine beaches, low cost of living, and attractive lifestyles that make them affordable destinations for those with a heart set on life by the sea.

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Most of them have expat communities, reasonably priced healthcare, affordable homes and accommodation options.

Ecuador

With 800 km of coastline, quaint fishing villages and mild weather, this South American country is a good starting point for post-retirement activities. Another big plus is that they use the US dollar as their currency. Good quality medicine is available at reasonable prices, and public transport in many cities makes a car unnecessary. In the city of Cuenca, for example, the cost of living is 66% cheaper and rent is about 88% lower than in New York City.

Nicaragua

Nicaragua, located in Central America, is nicknamed the "Land of Lakes and Volcanoes". The country borders the Caribbean Sea and the Pacific Ocean, so there are many beaches here, in addition to rivers, lakes and rainforests. The cost of living is low, and there are housing options for retirees who require a monthly income of at least $600. Most places accept US dollars, and the Nicaraguan government offers tax breaks and encourages investment in the country. For example, income outside the country is not taxed.

Thailand

Retirees have their choice of beach destinations in Thailand, including a number of tropical islands. The cost of living is low, the people are friendly and the food is delicious, making this country a great place for retirees. The overall cost of living is about 38% lower than in the US, and rents are about 64% lower. Retirement visas are available to those who are at least 50 years old, with a valid passport, background checks, at least $24 in a Thai bank account, and a monthly income of around $500.

Vietnam

With 3200 km of coastline, finding a place to live near the beach should be relatively easy. Retirees are more likely to rent as foreigners are prohibited from owning land except in some apartment buildings in major cities. By comparison, rents are about 69% lower than in the US, and the cost of living is low — about 47% lower than in the US. Most retirees choose the private healthcare system, where costs are low and quality is high. The food is delicious and the prices are low.

Belize

While not the cheapest beach holiday option, Belize offers many benefits. Firstly, there are kilometers of magnificent coastline, and for a variety of landscapes on the mainland there are dense rainforests. The overall cost of living is approximately 28% lower than in the US and rents are 73% lower. Residents speak English, both Belize currency and US dollars are accepted.

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The Retiree Residence Program is an easy way to obtain residency, requires an income of at least $24 per year, as well as background checks and a physical examination.

Colombia

This South American country offers both the Pacific and Caribbean coastlines, so retirees looking for beach life have plenty of options, and the Andes and the Amazon rainforest are close by for a change of scenery. The cost of living is approximately 61% lower than in the United States, and rents are on average 80% lower than in the US. Medical and dental care is of high quality and affordable, both public and private institutions are available. Several categories of visas are available, and the most common is the Migrant Pensionado Visa. It requires a minimum monthly income of around $717.

Mexico

Bordered by the Gulf of Mexico to the east and the Pacific Ocean to the west, Mexico offers about 9000 rv of coastline. Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are some notable beach areas, while quiet fishing villages can appeal to retirees with lower costs and a laid-back vibe. Mexico's low cost of living, climate, and affordable healthcare are attractive, and rents are about 70% lower than in the United States. Becoming a resident is relatively easy. Temporary residency requires a monthly income of around $2100, while permanent residency requires a minimum income of $2700. Bank account requirements are around $36 and $000 respectively.

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