How much money is worth having with you if you decide to move to New York - ForumDaily
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How much money it costs to have with you if you decide to move to New York

Ekaterina Dorozhkina is the head of the New York-based Starta Accelerator, which imports Eastern European start-ups to America and helps them enter the global market.

Catherine Dorozhkina. Photo: Digital Finance Agency

She told the publication Rusbase about the American way of life and how to plan a budget for moving to the United States.

Moving to New York

The decision to move to New York was not easy. In Moscow, I had a fairly comfortable standard of living and a good career - I worked as a brand manager and marketer in several companies, and was the owner of businesses: an English language school and a store of wedding and evening dresses. But the passion for adventure and the desire to learn new things overcame everything. I started thinking about looking for a job in New York, and in 2009 I finally moved to the USA.

When I arrived in America, I went to several interviews, but everywhere a work permit or residence permit was a prerequisite, which I then, for obvious reasons, did not have. I decided to engage in marketing consulting, which I was engaged in before my departure, and a month later I already had several client companies. She worked a lot, she was afraid that if I didn’t get things right, I would have to return. In the end, I found a job in a financial company that sponsored my H1-B work visa and helped with getting a green card.

How did your career develop?

For several years I have been working in large corporations with my own consulting business. But once corporations got bored, and I realized that I want to help start-ups. The experience gained was useful in the new Starta Capital VC project, which I joined in 2015 year as head of the accelerator.

The accelerator works with technology start-ups from Eastern Europe and is searching for products that have a chance to enter the global market.

For nine years in the United States, I made observations about the characteristics of working culture, about life in New York and about its cost. These observations and want to share.

Networking American

Networking in America is much more developed than in Russia. This is part of the working culture, which begin to learn in school. It is natural to support a conversation on non-working topics, to smile, introduce yourself and tell about yourself - these are the skills that Russian businessmen do not always have.

Catherine Dorozhkina. Photo: Digital Finance Agency

Taxes

The tax system in the United States is very flexible and depends on many factors: marital status, the presence of children, and so on. If you are alone and without children, about 30% of income will go on taxes. I know stories when Americans marry friends and girlfriends or even roommates to get higher bonuses at work and pay less taxes.

Catherine Dorozhkina with colleagues. Photo: Digital Finance Agency

How much is life in New York

Living expenses in New York depend on personal expenses. I will give an approximate calculation.

Rental housing for one or two people - about $ 1000 per month. A good apartment in Manhattan or close to it with two bedrooms will cost $ 3500-4000 per month. To these amounts it is necessary to add bills for electricity and gas, water is paid by the owner of the property.

Travel by public transport - $ 121 ($ 2,75 per trip).

Food. If you eat exclusively in restaurants, then I would take food from $ 200 per week (there is no ceiling here, you can eat once for $ 1000). If you cook at home, the figure drops to $ 100.

Phone with a convenient tariff and unlimited internet costs $ 40-70 per month, but this is a contract for which you need to have documents in the United States.

Car expenses highly dependent on the class of car and the type of insurance chosen. If you take a car for a long term lease, you will get about $ 500 per month. In this case, the machine is fully serviced and replaced with a new one every two years. If you rent a car for a couple of days, it will cost about $ 200 dollars.

To buy a car is much cheaper - a used, but quite decent car will cost $ 5000-6000 (or you can find it for $ 1500-2000). True, parking here is almost everywhere paid. Free to find difficult, they are mostly located outside the center in residential areas. One refill costs $ 30-50 dollars, depending on the car.

Medical insurance It can get very expensive, but without it going to the doctor will be quite expensive. The cheapest insurance starts at $ 30 per month, but they do not include, for example, a dentist, and the rest of the service is provided at a minimum. Better insurance will cost you around $ 500 per person per month, insurance for an average company is $ 10000 per year.

Participation in paid events costs from $ 15-20.

For unforeseen expenses, you must add another $ 300-500 per month.

Infographics: Rusbase

3 facts about New York that I found out after the move

  • If you dial 911 in the USA, the ambulance, firemen, and police will arrive immediately. Sometimes it looks a bit ridiculous, for example, if you need to remove a cat from a tree.
  • Metro in New York is the largest in the world (by the number of stations, their 472) and it works around the clock, but not always well - there is a real danger of being late for work due to the fact that your train, for example, suddenly switched to the express route and missed the desired station.
  • All wash in the shower, and take a bath is not very accepted, for this is a jacuzzi.

What surprised

At first, Chinese cuisine, which is very popular in New York, had a shocking effect. Dumplings stuffed with pork, mixed with shrimp meat, frog heads with eyes and very strange smells.

Americans are strongly committed to their calculation system, although everyone I have asked unanimously acknowledges that the metric system and the Celsius scale are clearer and clearer. Per kilometer 1000 meters, easy to do calculations. When I suggested that someone count in their mind how many feet per mile or inches per foot, everybody perceived this question as a joke.

Top Favorite Places in New York

In New York, it is difficult to choose where to go, so for myself I chose a few interesting places: for example, Cafe Wha?, Which is located in the basement. There never catches a phone, so you can just relax and enjoy great music. By the way, Bob Dylan and Jimi Hendrix used to hang out here.

If I want to eat and enjoy the atmosphere, choose ABC Kitchen. I also like to be on the roof of one of the former factories (now co-working) in Long Island City - from there a stunning view of Manhattan opens.

Read also on ForumDaily:

Why people are returning home: four unsuccessful emigration stories

Personal experience: how to find first job in the USA

As a Russian went to the United States, worked as a taxi driver and went into the American army

How much is life in California: the opinion of Russian women who moved 2 year ago

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