A site has appeared that helps to save on medical services

Many Americans have problems paying medical bills, and some barely make ends meet because of this. Now new website may help reduce medical costs. Writes about this Fox17.

Photo: Shutterstock

When the grandfather of a native of Mattavan (Michigan) Nick McLaughlin received a medical bill for $ 750, he began to look for options.

“I asked my grandfather if you had a chance to get financial aid, but he didn’t even know what that meant. Most people don't know this." — said McLaughlin.

“The Affordable Care Act (aka Obamacare) has a little-known provision that requires nonprofit hospitals to write financial assistance policies that include information about rebate eligibility. Hospitals are required to publish these rules on the Internet,” Nick explained.

In total, his grandfather did receive financial assistance, covering 100% of the bill.

McLaughlin, who has experience in health financing, says that in fact most people are eligible for a certain amount of assistance, but often do not know about it.

“We made calculations on the postal codes of the Grand Rapids area, and based on data on household size and income, we concluded that 66% of households in Grand Rapids fall under the current financial assistance policy at Spectrum Metro and Mercy hospitals,” — added on.

To help such people find out about the opportunity to get a discount, McLaughlin decided to create his own website. HospitalFA.com.

It is quite easy to use and completely free. All you have to do is — answer a few questions, including about your income and insurance status, as well as indicate how much you owe and which hospital.

On the subject: 20 million Americans raise funds online to pay medical bills

After a couple of minutes you will be notified if you meet the requirements for financial assistance.

“Filing an application for financial assistance — this is another obstacle. You can do this directly in the hospital, where such a process is provided, but in this case there can be many delays and paperwork. Therefore, we have created a way for patients to safely apply for help directly through our website. ” — explained McLaughlin.

Filing an application will cost you $ 29, but, according to McLaughlin, this will save you from the hassle, and within 30 days you will receive a response from the hospital.

In his opinion, this site benefits both patients and the healthcare system as a whole.

“Regional health authorities are very interested in maintaining the health of their patients and taking care of them. Our site is designed to remove the financial burden of receiving medical care. And I believe that hospitals want to participate in this mission with us, ” — optimistic Nick said.

If you have medical bills and want to know if you are eligible for financial assistance, go directly to Web site.

You can also contact the company by calling 1-888-336-5536. In addition, you can always contact your local hospital.

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