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The new decree trump hit on mortgage lending



One of the first actions of the Trump administration was to suspend a recent bill that would make buying a home this year cheaper for 1 a million families, writes NBC New York.

9 January 2017, the United States Department of Housing and Urban Development (FHA) has released a new manual that reduced mortgage insurance fees. On limiting the size of the insurance premium FHA announced literally on the eve of the expiration of Obama's powers.

According to preliminary estimates by the Obama administration, on average a borrower could save $ 500 per year with a mortgage loan of $ 200 thousand. The law should have entered into force on January 27 2017.

But almost immediately after President Donald Trump took office, these directives were suspended. In fact, the link to the January 9 press release on the FHA website is now being redirected to the new version of January 20.

The decline in insurance premiums was welcomed in the construction industry. According to the calculations of developers and realtors, the new measure could partially compensate for the general rise in interest rates, and therefore prevent a drop in sales in the housing market. Most of all, young Americans who buy their first home are interested in FHA insurance. Bankir.

Donald Trump's advisers immediately have 3 principled objections against the hasty wide gesture of the previous administration. First, they consider him politically motivated. Secondly, in their assessment, it threatens the stability of the monetary fund at the FHA. And finally, the most important thing - he was announced without prior consultation with the future administration.

The full program of the new administration Trump ForumDaily described earlier.

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