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How to make money without working

Agree, it would be great if we could make money without working? Even if there is no one hundred percent way to get rich without working at all, there are methods with which you can make money without labor or with very little effort, writes WikiHow.

Photo: Shutterstock

If you have the funds to invest or you want to invest in your next money making scheme, you will have a better chance of a steady cash flow than in a traditional job.

Method 1: how make money in an unconventional way

1. Rent a room in your house. If you have a room (or rooms) that no one uses, consider furnishing them and renting them out. If you do this, be sure to adhere to the law governing the procedure for renting housing, and also agree on the price, living conditions and so on. This will allow you to take a decent fee on a monthly basis, not working at all, except for preparing the room for delivery.

  • The more private the room is, the more you can rent for it. If you have a separate apartment with a kitchen and a bathroom, you can rent a lot more than if you had just rented a free bedroom.
  • Rent the rooms only to responsible tenants, those you can trust, those who will pay on time and respect your property. A good idea would be to check out the residents and their creditworthiness. Do not be afraid to ask for the phone number of the previous owner of the premises in which these people lived, and / or a copy of the payroll certificate.
  • Some services will help you connect with travelers and people who are looking for accommodation for a short time. This will allow you to ask for a higher payment per night than when you rent a room on a monthly basis.

2. Make money online. There are many ways to make money online these days, but many of them require at least a minimum of effort. If you devote time to developing your brand, you can make big money.

  • Start a website or blog. If your site becomes popular and gets a lot of traffic, you can earn a large amount by selling ad space. If writing content for sites is not yours, you can create video content.
  • If you are knowledgeable in any field, you can sell informational content, such as e-books, webinars, or instructional videos. Come up with something that you can share, whether it is knowledge in the field of mathematics, juggling or foreign languages.
  • If you are willing to do more traditional work, you can make money by becoming a freelance article writing freelancer or virtual assistant. Search online for freelance and / or telecommuting jobs.

3. Earn royalties. If you are ready to do a lot of work for long-term funding, consider writing a book, song, or inventing a product. The chances of success are pretty slim, but if your creation becomes popular, you can generate income without doing anything.

  • You can also buy the rights to existing royalties at auction, but be sure to do a thorough research to make sure it is worth it.

4. Earn in short-term jobs. If you don't like the idea of ​​a full-time job, but are willing to spend several hours a day browsing the Internet or visiting various places in the city, you may be able to make a pretty decent amount of money. Before accepting a job, make sure you understand how you will be paid.

  • Take part in an imitation jury or focus group. Some of them require a personal presence, others can be held online. You will be paid for listening to the presentation and sharing your opinion on its account.
  • Online surveys are a quick and easy way to earn tens of rubles. There are many companies conducting paid surveys, including SurveySavvy and SurveySpot.
  • If you like surfing the Internet, you might also like to test new sites and share your opinion about them. You can do this on sites like
  • A secret shopper is a great choice if you like to go shopping and eat in restaurants. All you have to do is to visit various places frequently, act like a regular customer, and then share your impression with the firm that hired you. Depending on the job, your work will be paid for and / or you will receive a free product or service. Find a job in a particular company or specialized organizations.

5. Sell ​​items. If you have items that you don't use, you can sell them on different sites. If you know how to DIY, consider starting selling homemade crafts at specialized online auctions.

  • If you are willing to put in the effort and start selling things, you will have the opportunity to earn a considerable amount of money from buying and selling. The secret to success lies in buying things at a bargain, at places like flea markets, garage sales and second-hand stores, and then reselling them online. The most successful is the trade in books that are fairly easy to store and transport.
  • If selling online isn't for you, run a garage sale or sell items at a flea market or craft fair.

6. Ask for alms. If nothing else happens, you always have the option to just ask for money. If you decide to do this, then you should do it on a busy street or in another crowded place with a lot of passers-by and traffic. Begging can earn a pretty decent amount, but for this you may have to stand for many hours, and even in bad weather.

  • If you are going to beg, know that the image is all. You have to look in need so that people want to help you, but your image should not be dangerous or intimidating.
  • You will earn much more if you can entertain passersby by playing an instrument, singing, performing magic tricks or arranging a performance of any other kind.
Method 2: tohow to make money with the money you already have

1. Lend money at interest. If you already have extra money, you can earn more by borrowing it and getting a percentage of loans. There are many companies that select a potential lender of a potential borrower. Although this field of activity has shifted away from private investors, there are still people who use the services of private individuals.

  • If you want to lend money at interest, be sure to follow all applicable laws in your city or country.

2. Earn a percentage. Instead of letting your money sink away on a checking account in a bank (or under a mattress), put it into business in the money market at a higher percentage or put it on deposit. This account has a higher percentage than the usual. Ask a bank employee to help you put money on one of these accounts.

  • Note that such accounts require a minimum investment to start receiving interest. Such accounts can also be long-term when you cannot access your funds without paying a penalty.

3. Invest in the stock market. Another way to make money without working is to play on the stock exchange. Playing on the stock exchange is a risky business, but if you are smart, careful and a little lucky, you can raise a large amount of money on the stock exchange. Whatever type of investment you choose, never invest money in the stock exchange that you can never lose.

  • Budget e-commerce platforms are an ideal choice for investors who do not want someone else to manage their investments.
  • There are many different investment strategies, so study them and find the most appropriate one. Regardless of your chosen strategy, it is very important to diversify your funds and closely follow the latest changes in the market.

4. Invest in a business. Investing in a business is a sure way to become rich, but finding the right company is not so easy. If you are lucky to find a business that you truly believe in, be sure to study it before investing your money.

  • It is very important that you trust the management of the company. Even if the business concept is good, bad leadership can destroy it.
  • You should have a very good idea of ​​the costs and potential profits of the company, as well as its brand and image.
  • Make sure your rights are clearly stated in the contract. You should also know your ways out of the current agreement.
  • Do not invest all your money in one business. If this idea fails, you will be left with nothing.

5. Resell a property. “Resale of real estate” is the process of buying cheap housing in a neglected state, raising its price (after a certain improvement, or simply waiting for prices on the market), and then resale it. By making smart choices and having practical home repair skills, you can earn tens of thousands of dollars in a very short time, although due to unexpected expenses and a bad real estate market you can remain in debt.

  • Make sure that you really understand the local real estate market before you invest money here, otherwise the sale may lead to losses.
  • If you do not have enough money to hire contractors to do all the work for you, you will have to do a huge amount of work to resell the house. Even if you hire workers, you still have to look after them.
  • If you do not have enough funds to invest in real estate, there are many other things that you can resell, including furniture and cars. For resale, everything that you can buy cheaper, self-repair and sell profitably will do.

Photo: Shutterstock

Method 3: aboutowe money

1. Get a loan before paycheck. If you have a job but need additional funds until your next paycheck, consider taking out a loan. These are short-term loans that can be borrowed for a relatively small amount of money over the Internet or from specialized institutions.

  • Be careful with this type of loan, as their interest rate is unusually high. These loans should be taken only as a last resort.

2. Get an advance on your credit card. Many credit card companies send checks by mail, which you can exchange for cash or withdraw money at an ATM from your credit card. As with loans to paychecks, the issuance of money by credit card has a high percentage, which makes it more costly.

  • Be sure to read the fine print to know what percentage you have to pay for the withdrawal.

3. Get a bank loan. Banking and credit unions offer various types of loans. Some loans, such as loans secured by residential real estate, oblige you to provide personal property as collateral if you cannot repay the loan. If you do not have a home or other assets, then, depending on your financial situation, you can still get a consumer loan.

  • Before taking a loan, check the interest rate in various banking institutions. Credit unions often offer a lower interest rate than banks.

4. Borrow from friends or relatives. Borrowing money from your loved ones can be quite difficult, because your relationship will be put at risk if you can't get your money back. If you decide to borrow from friends or relatives, be honest and tell them how long it will take you to get them all back.

Method 4: tohow to make money effortlessly
1. Inherit money. If you have a rich and elderly relative, you may receive a certain amount of money when it comes time to read his or her will. Of course, if a relative treats you with love, he / she will be more willing to sign you into a will, so try to maintain a good relationship with him / her. It goes without saying that demonstrating love and respect to an elderly person only in order to get money from them is incredibly mean and cynical.

2. Win the lottery. Lottery tickets usually cost only a few dozen rubles and can be bought at most stores and kiosks, because this is the cheapest and least time consuming way to get money. However, playing the lottery, you are much more likely to lose money than to break a big score.

  • Always count on losing all the money spent on lottery tickets. Despite the fact that you can not win the lottery without playing, do not expect that it will help you achieve financial independence. From an objective point of view, your odds of winning the jackpot are 1 to 200000000.

3. Win a contest. Like a lottery, a contest or a rally can completely change your life overnight. Your chances of winning are not so high, but they are still there. The more contests you attend, the more chances you have to win money and other valuable prizes.

  • The advantage of contests over lottery is that often participation in them is free. Search the internet or social media for free giveaways or contests that you can participate in. You can also find out about the various contests by looking for advertisements on products while shopping. To participate in many of them, you do not even need to purchase a product.
  • If you are serious about participating in as many sweepstakes as possible, find a newsletter on the internet about the various sweepstakes. This will help you find out about various competitions early and you won't have to spend several hours searching.
  • There are many pranks on the internet, so be careful. Please remember that you do not have to pay any fee or provide your credit card details to receive your legal winnings. Also, be careful about how much personal information you disclose when signing up for a draw.

If you do not have incredible luck, then in order to make money, you have to do some work. Try to find a favorite thing, so that the work does not cause you such a negative. Find a mentor who will be financially mature, and learn from him.

Read also on ForumDaily:

Millions out of thin air: how people made a fortune on crazy ideas

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Study: a total of 240 minutes per day separates the rich from everyone else.

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