Ten ways to make extra money for those who do not have start-up capital - ForumDaily
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Ten ways to earn extra money for those who do not have start-up capital

You don’t need a fortune to find a part-time job and start acting, you can just try what you are close to and like to do, reports Entrepreneur.

Photo: Shutterstock

A side job is an activity that you can do in addition to your main job.

So what's holding you back?

Well, lack of time is a good reason. In fact, there are many extra activities that you can start doing with little or no money and minimal time. And you can also earn quite a bit of money from it.

Here are 10 of the most lucrative side jobs you can start with without spending too much money.

1. Counsel and teach

What you already know and can do is your most valuable asset. So why not take advantage of the knowledge or skills you already have?

Whether you're a math prodigy, grammar expert, musician, or environmental consultant, there's definitely money to be made here. ZipRecruiter reports that in the United States, the median annual salary for a freelance business consultant is $69 as of April 814.

What's more, if you're an experienced and certified teacher, you can earn $100 an hour. Even online learning through sites like Chegg costs about $20 an hour. And teaching lessons at home, like guitar or music, can net you $15 to $30 an hour when you're just starting out.

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You already have the tools to get started that will lower your overhead. However, in the long run, you will want to invest a few dollars advertising your services in order to get more clients and experience. Then you can ask for much more for your services.


Most of us have used a rideshare service at least once instead of a traditional taxi service. Those who don't mind driving and love meeting new people can make good money working for Uber and Lyft. You can even find niche options like ZIRO or Wingz that offer transfer services to and from the airport.

Photo: Shutterstock

The process of getting started is quite simple. To apply, you need to follow a few simple steps online, have a driver's license and a reliable car. Once you pass background checks and complete paperwork, you'll be well on your way to a potentially lucrative part-time job.

How much can you earn on ridesharing? It depends on your location, strategy and the time you spend. But with Uber, you can make $500 a day. In fact, Uber drivers are paid an average of $9-10 an hour. If a driver worked 20 hours a week, his average wage would not exceed $200.

You also have to remember that this side job comes with expenses like gas, maintenance, tolls, car washes, and self-employment taxes. You will act as an independent contractor for Uber and Lyft. This means that you are in charge of everything.

3. Rent

Renting out a room in your home can be a good idea if you have a spare room. Apart from the fact that you can earn a lot of money, renting a free room on Airbnb has two main advantages:

  • Airbnb will add your location to their homepage as soon as someone searches for a place nearby, and you don't have to spend money on marketing.
  • You are not required to sell anything.

On average, Airbnb hosts earn a hefty $924 per month. Of course, the income you earn can vary greatly depending on where you live, how nice your home is, and what amenities you provide.

Even if you don't own a property, you can still join Airbnb. For example, you can be an assistant where you confirm bookings, view properties, and interact with guests. Or you could be an Airbnb copywriter or photographer.

4. Food and grocery delivery

It has never been easier to get food or groceries delivered to your doorstep. Whether you want to grab a bite to eat at your favorite restaurant or reduce the number of trips to the store, there are special apps for that.

In fact, as a result of the COVID-19 outbreak, food and takeout sales have skyrocketed. In August 2019, sales amounted to $1,2 billion. In March 2020, that figure rose to $4 billion, Statista notes. This is a very impressive growth of 233 percent.

Regarding costs and taxes for food and grocery delivery drivers, the same caveats apply as for rideshare drivers.

5. Print

The distribution of print-on-demand has become a very profitable business. It's easy to find sites where you can create unique items such as shirts or coffee mugs that contain original or personalized graphics.

You can find a print-on-demand design template for your online store and use free plugins to give your page a professional look. Orders will be placed directly through the supplier, so you don't even have to send packages. And, even better, you don't need money to get started.

6. Babysitting, home or children

The number of travelers passing through one of its checkpoints last year more than doubled by the end of 2021, according to the TSA. Thus, people will need to look after their home or children when they travel.

Photo: Shutterstock

However, this side job can be a very individual experience. You may be asked to come by every few days to collect mail and water the plants. Others may require you to remain on the property, babysit pets, do light housekeeping, and occasionally drive their vehicles.

To properly care for someone else's property, you must know what is convenient for you and how much time you have.

In addition to Craigslist and Facebook, there are services like TrustedHousesitters that help you find housekeepers. As for babysitting or dogs, you can use Care or Rover. By using these sites, both parties will be able to find the right person without having to worry about being scammed.

Just note that the growth potential is not as high as other part-time jobs. But it can be a pretty easy way to make an extra $500 a month.

7. Garage resale

Garage reselling is the practice of buying cheap items and reselling them at a higher price. “Okay, I know it's not a groundbreaking idea, but you have to be inspired by people who have had the guts to dig in and make an idea like this work for themselves,” says Jeff Rose, CFO and founder of Good Financial. “For years, people have scoured flea markets or garage sales for antiques, electronics and appliances.” There are also items that can be sold at consignment stores, yard sales, or online platforms such as Craigslist, eBay, OfferUp, and Facebook Marketplace.

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Not only is this side job flexible and fun, but you can earn a lot of money. For example, Rob and Melissa Stevenson of The Flea Market Flipper were able to earn six figures by scouring a garage.

8. Social media manager

Whether we like it or not, social media is a part of our daily lives. According to Kepios, in October 2021, 13 new users joined social networks every second. This number is unlikely to decrease as new social media platforms pop up on a regular basis.

There are usually many responsibilities associated with managing social media accounts. As a social media manager, you can manage everything from someone's Instagram account to an entire company's social media strategy. It is important for every social media manager to keep abreast of current trends as well as learn how social media algorithms work.

As a social media administrator, you need to attract new customers and/or followers. After all, this is what you are paid for. And by the way, a social media manager can earn anywhere from $24 to $468 a year.

9. Freelance

The rise of websites like Upwork and Freelancer has revolutionized the way professionals and individuals complete projects around the world.

There is always a high demand for specialists in the field of web development, programming and graphic design. Freelancers are especially in demand by small businesses to complete projects at an affordable cost. As a freelancer, you can take advantage of these needs by providing an additional source of income. For example, freelancers on Upwork earn an average of $17,96 per hour. However, you can set your own wages.

You don't need to have technical skills to become a freelancer; your creativity can also be used.

For example, you can use your writing or photography skills. There is no shortage of clients who need talented freelancers to help create content for their blogs or social channels. Clients also require editing and proofreading services. You can even find people who are looking for creative individuals to translate their vision into works of art.

By visiting freelancing exchanges, you will quickly see that you can use your skills and talents in a variety of ways. The possibilities are endless. What's more, you can literally start today with nothing more than the skills and resources you already have.

10. Start a blog

The last suggestion for a part-time job with low start-up costs is to start a blog.

No matter what your business is, a blog can help you increase your bottom line even more. Whether you're designing WordPress websites, photographing rental properties, managing social media for local businesses, or writing freelance, having a blog builds credibility and allows you to show off your work.

In addition, your side business will be able to grow by giving customers the opportunity to find you.

Also, as a blogger, you can earn significant income if your blog provides value to your audience. A blogger who consistently posts valuable content typically earns between $500 and $2000 per month in the first year.

The great thing about blogging is that it doesn't require daily attention. To get great content, you need to spend several hours a week researching, developing, and publishing content.

Consider avoiding working in highly regulated industries such as healthcare, as the rules can be difficult to understand. Plus, you don't want to risk your main source of income. In the beginning, you may have to keep a full-time job to earn an income.

The most important thing is not to devote all your attention to a part-time job, but just go about your business at a regular job. Also, be sure to check your contract. You definitely wouldn't want to start your new business only to find that you've signed a non-compete agreement with your employer.

And something else.

While keeping your overhead costs low is important, there are some things you shouldn't skimp on. It's important to follow industry rules, even if you're building a business around existing skills like babysitting, pet grooming, haircutting, or baking. You should check your homeowner's insurance policy to find out which incidents are covered and which are not. The same is true for your auto insurance if you deliver food.

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