Four ways to avoid ATM cash withdrawal fees

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Payment for withdrawals at an ATM can reach 4% of the amount, especially if you use an ATM not on your network.

Despite the high prevalence of card payments in the United States, there are still places and events where you may need cash, which may result in additional costs for using an ATM.

Edition Time Gathered a few tips on how to avoid ATM withdrawal fees.

1. Check the possibility of using digital wallets

Before you go to festivals, concerts or to other places where you cannot pay by card, call them or check on their website whether it is possible to use digital wallets for payment at the event. This can also be checked in business search engines. Yelp or foursquare. And if the event has the ability to use wallets, such as Apple Pay or Android Pay, you do not have to withdraw cash from an ATM.

2. Use your bank's ATMs

If you have no choice but to withdraw cash, use the ATMs of your bank or the ATM network with which it cooperates. Most banks offer free cash withdrawals for their customers in their network.

3. Take cash at the store's checkout.

If there is no ATM on your network, look for the nearest supermarket. Many of them offer the opportunity to receive free cash from your card at the checkout as part of your purchase. Please note that money can only be withdrawn from a debit account, not a credit account.

4. Use the services of a bank or credit community that reimburse cash withdrawn for issuing cash, or have a wide ATM network.

If your bank takes a too high percentage of cash withdrawals, it's time to consider changing the bank. Many financial institutions reimburse fees charged for using ATMs. In addition, you can find a bank with a wide network of ATMs, which will allow you to cash out money for free without bothering to search for an ATM of your network.

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