Without Florida and Arizona: 5 best states for retirement

Thinking about retirement, you should plan not only how much money you can put aside for a comfortable old age, but also a place of residence at the time of the termination of work. And not only because of climatic conditions.

“When you dream about retirement, you probably don't think about the tax code,” says AJ Smith, vice president of financial portal SmartAsset.

Taxes in the United States vary by state, so this criterion is important, along with infrastructure issues for older people in various regions of the country, including museums, swimming pools, hospitals, recreation centers and other institutions.

The most obvious options that occur to Americans are Florida and Arizona, but given the place of residence of your family or how you imagine your leisure time, these states may not be suitable.

Here are the other states 5, which are among the best on a combination of different criteria.

South Dakota

South Dakota's two largest cities, Sioux Falls and Rapid City, with a population of 250 between them, don't necessarily come to mind for those thinking about retirement in cities with good doctors and infrastructure. However, they were ranked second and fifth respectively in the ranking of age-friendly cities by Milken Institute. The quality and accessibility of healthcare in Sioux Falls and Rapid City is noted to be high, above the US average.

Kentucky

Most American studies consider the age of retirees - from 70 years, but there are often cases when people are already wealthy enough to retire after 60 or even 50 years. In this case, you should pay attention to Kentucky. Experts note the low cost of living and large benefits for pension income. in the report SmartAsset health care costs are also indicated, including for people up to 65 years who are not covered by Medicare.

Wyoming

Another surprising choice, but Wyoming is attractive based on a variety of criteria, including being one of the best states for seniors in terms of tax environment. Like Florida, Wyoming has no state income tax. Additionally, trade taxes total 5.83% (Top 10 in the US). In terms of the combination of these two factors, only Alaska can be compared with Wyoming, where few people go to retire. It is also one of the safest states in the US.

Virginia

This state is suitable for those who plan to maintain an active lifestyle after retirement - the beaches of East Cod, the Appalachian Mountains and proximity to Washington and New York. Yes, Virginia has a fairly high cost of living, but the state is one of the highest rated for employment of the elderly population. One in five Virginians over 65 is still working. The state's public transportation and health care systems also receive high praise.

Utah

In 2010, the average age of Utah residents was the lowest in the United States - 29 years and 2 months (versus the national average of 37 years and 2 months). This is a good sign for the next generations of retirees. Small towns with college campuses are ideal for retirement living in terms of infrastructure and transportation. Other pluses include health care and cost of living prices below the national average, as well as plenty of parks and forested areas.

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