8 is a waste that steals more than $ 500 every month - ForumDaily
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8 is a waste that steals more than $ 500 every month

There is hardly a person who refuses to save 550 dollars every month. The good news is that if you make small (and completely painless) changes in your financial habits, you will very soon be able to afford to buy something nice for the amount saved.

Фото: Depositphotos

1. Eat at home for one evening more often.

On average, Americans eat 4,5 out of the house once a week, spending about 250 dollars a month on such food, writes Grow. This means that one meal costs about 14 dollars. Exclude just one dinner at a restaurant each week, using supplies from the refrigerator and pantry.

Monthly savings: $ 56

2. Throw away less food

If you inspect the pantries of US residents, you may find that the average family spends about 1600 dollars per year for food that will never be eaten. Eat the rest of the food in the refrigerator, learn how to store food, look for recipes that allow you to more fully use the food (for example, banana bread, vegetable soups, and so on).

Monthly savings: $ 133

3. Use free apps and coupons

Trite, but it works. If you find a few coupons, you can save up to 30 dollars a week before heading to the store or online site. Use free applications and browser extensions such as Honey, Coupon Sherpa and Grocery iQ for effective cost savings.

Monthly savings: $ 120

4. Discard membership in the sports club

According to Statistic Brain, 67% of sports club members never appear there. If this applies to you, stop paying the extra money and save cash. Find free workouts online or find out about free outdoor activities in your area. If you still go to a sports club regularly, it may be worth refusing membership in other groups and companies that you do not use.

Monthly savings: $ 58

5. Bargain in the market of Internet services

Research competitors' prices, then try haggling with your ISP to save up to $50. Many states also offer incentive packages for low-income residents.

Monthly savings: $ 50

Фото: Depositphotos

6. Give up TV in favor of Netflix

It’s quite hard to justify paying 100 with extra dollars a month for dozens of TV channels that you almost never watch. Give up cable television and get a basic Netflix subscription for just 8 dollars.

Monthly savings: $ 92

7. Optimize electricity consumption

Small changes can make a big difference to your utility bills. For example, if you put bottles filled with pebbles in your toilet tank, you can save about $3. By turning off energy vampires like your computer, you can save another $6,25. Every degree you turn down your heating during the colder months could knock 3% off your average bill (which is about $183).

Monthly savings: $ 25

8. Make cashback for your credit card

According to CreditCards.com, on average, an American spends 1154 dollars per credit card every month. And let the use of the cashback function (return of part of the money spent) in the amount of 1,5% of purchases does not cover your expenses, but this option does not have disadvantages. In addition, some cards offer up to 5% return on special bonus categories, such as groceries, fuel, and restaurants.

Monthly savings: $ 17.

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