5 groups of people who will never receive social security benefits

Every month, nearly 63 million people bring home a traditional social security benefit. However, this option is not available to everyone.

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According to USA TodayThis right is given to workers who have retired or workers with disabilities. Of these nearly 63 million social security beneficiaries, it is estimated that 22,1 million are below the poverty line.

It’s worth knowing that the social security program covers far more people than we think. In addition to the monthly payments to tens of millions of beneficiaries, about 175 to millions of workers and their families are protected under America’s most important social program.

With all this, it is worth knowing that not everyone can receive social security benefits. And here is a list of those to whom this program is not available.

1. 'Rare' workers

One of the most common reasons why retirement benefits are not paid is the lack of lifelong 40 earned retirement benefits. Some people quit their jobs and constantly give birth to children who need to be cared for, or perhaps become carers for sick parents or relatives. Whatever the reason, inadequate accumulation of labor benefits may deprive them of their right to pension benefits.

However, you should know that the plan for receiving these payments is rather low: each payment in 2019 was up to $ 1360. Thus, earn and pay $ 5440 per year for 10 years, and you will be entitled to a social security pension.

2. "Latecomers" legal immigrants

Legal immigration to the United States is a vital component of the success of social security. Migrants in this country are usually young, which means that they can work in the United States for several decades, contributing part of their income to the social security program through a payroll tax. In addition, these legal migrants will receive social security benefits after retirement.

What can not be said about late immigrants. Legal migrants at the age of 50, 60 and more years are unlikely to be able to work for a long time in order to have time to earn the 40 payments necessary to receive retirement benefits. In this regard, older legal migrants may be in a dangerous position because they do not have a source of income after retirement.

3. Undocumented immigrants

You may have heard that undocumented immigrants are not eligible for Social Security benefits, but there is a program, Supplemental Security Income (SSI), that pays benefits. It should not be confused with the SSA, as it is funded in a different way.

SSI can be paid by asylum seekers, refugees, and those who are allowed into the country legally for permanent residence. But make no mistake - SSI payments are not a traditional social security benefit.

Interestingly, undocumented workers make a definite contribution to welfare welfare. Some undocumented immigrants may use a fake social security number (SSN) or a friend’s SSN to get paid, which will be subject to payroll tax. A recent analysis of New American Economy showed that undocumented workers paid 13,3 billion to Social Security in 2016 a year, and these workers would never receive a penny of that money.

4. Unprotected workers

There is also a group of Americans who have worked more than enough to earn 40 the necessary benefits to receive social security benefits, but they will never receive it.

Government and local government officials usually have pension plans created in their respective counties or states. According to SSA estimates, today around 170 000 Americans between the ages of 60 and 89 have not received social benefits.

5. Those who die before retirement

Last but not least, even employees who earn the necessary 40 payments for life cannot receive social security benefits. This is due to the fact that not everyone lives to 62 years.

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