15 ways to avoid debt while you are in college - ForumDaily
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15 ways to avoid debt while you are in college

Photo: depositphotos

Photo: depositphotos

If you are thinking about going to college, you probably have thoughts about how to pay for your studies. The rise in college spending is unavoidable.

On average, a graduate graduates from college with $ 27 thousands of student debt that is paid throughout their life. But there are several ways to avoid debt.

The Penny Hoarder has prepared 15 in such ways.

1. Fill in the FAFSA

The federal student assistance program helps the poor or those whose parents do not earn enough to pay for their children. You need to complete the FAFSA application. In addition, the FAFSA determines your eligibility for Pell grants, which, unlike loans, you do not have to give back.

2. Find out what criteria you can be exempted from paying

Low-income students may be eligible to go to college without paying registration fees. To do this, you must submit an application and submit supporting documents.

3. Use Campus Tours wisely

If you attend college with a group of students, do not waste your time wandering behind the group. Ask questions that will help you in the future. Guides and campus representatives are ready to tell you how they found a job, about scholarships or internship opportunities. If you ask them how they pay for college and if they can advise you, you have a good chance to learn useful information.

4. Ask about awards

You can still ask about cash when you consider using a 529 savings account in college opened in your name.
The use of money from this account is not taxed as long as you use the money for real costs in the college: tuition, room and board.

5. View Community College

Community colleges have become an option for students who cannot master 4-year college. These colleges are great for adults who combine study with work, non-traditional students and people who do not want to spend money on education.

The average annual cost of tuition for a full-time college student is just $3430. The average annual public school tuition is $9400. When it comes time to work toward your bachelor's degree, many schools offer scholarships, and some even cover the full tuition of several students each year.

6. Going to public school in partner state

If your home state does not offer your chosen field of study, look for information about the existence of interchangeability agreements between your state and other neighbors. This will help you reduce your tuition fee, even if you are not in your home state.

7. Consider getting a job as an aid.

Some companies offer tuition assistance. Some of them even offer it for part-time workers. Starbucks reimburses employees for online courses at the University of Arizona, regardless of field of study. Part-time workers at UPS can receive $ 5250 per year in the form of education aid.

8. Apply for a school scholarship

After you determine the place and specialty, consult with the financial department about the grant or scholarship. Some campuses offer scholarships or grants for beginners and returning students based on well-defined criteria.

9. Find sponsors

Various organizations provide scholarships to students. The application process can be overwhelming - sharpen your essay writing skills!

10. Do not pay full price for books

You should never pay full price for new books anyway, so learn how you can save on it.

11. Visit the Financial Aid Office

The best thing you can do in the first few weeks is to meet with a finance representative for advice on assistance.

Get to know the people who work there and show up regularly - once or twice a year.

12. Consider alternative housing options.

Living on campus is fun, but very expensive. Consider alternative accommodation options: living in your house or group renting a house.

13. Find out if your college has a tuition reimbursement program.

Did you know that some colleges pay for your studies if you finish it on time !?

14. Check your rights to get federal jobs

Most of them pay a little, and you can work a certain number of hours per week.

15. Get a remote job

If you prefer to work from the comfort of your home, consider remote working options.

Read also on ForumDaily:

Five tips for students to apply for financial assistance

10 community colleges, after which you will receive a salary of more than $ 100 thousand

How to get a sports scholarship in the USA

10 about honest ways to stay in the USA (marriage, study)

How to get an education in the USA and how much it costs

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