15 states in which it is difficult and expensive to live in retirement - ForumDaily
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15 states in which it is difficult and expensive to live in retirement

When you or your parents are preparing to retire or move to another state, accessibility becomes a decisive factor. Although the idea of ​​a carefree retirement for obvious reasons is enviable, it is practically unrealistic to implement it. Some states do simplify retirement, while others impose more stringent requirements on your budget and lifestyle.

Фото: Depositphotos

Cheat sheet invites you to study the rating of states in which it is more difficult and expensive to retire and / or live in general in comparison with the rest of the country.

15. South Carolina

  • $34,000 per year - cost of living with care/nurse
  • $77,000 per year - nursing home cost

The warm, sunny state is a popular destination for retired couples, single retirees and even entire families. But when it comes to the cost of senior care, it's worth considering local prices. Hiring a home helper to care for an elderly person will cost $34 a year; a nursing home will cost more than twice as much.

14. Tennessee

  • $43,000 – cost of living with care/nurse
  • $73,000 – nursing home cost

Tennessee is a fairly affordable and pleasant place for seniors. Living here in retirement is about $10 a year cheaper than the national average for a nursing home, and living with an assistant would cost less than $50 a year. A two-bedroom home will cost an average of $995 per month. The cost of living in Nashville is ranked 169th among the 534 largest cities in the world.

13. Texas

  • Texas has a good position in the country regarding care for the elderly, the cost of living and family support services.
  • The only problem is the size of Texas.

The cost of living in a nursing home is $54. And while that's cheaper than the national average, Texas's large, affluent cities aren't the most comfortable places to live for most retirees due to high living costs.

12. Ohio

  • The cost of living for seniors in Ohio is average.
  • Annual payment for a nursing home will cost $ 81,000.

Although this state is quite expensive care for the elderly (the payment of an assistant or a nurse is about 50 thousand dollars), the overall low cost of living balances the budget. A visiting assistant will cost you 48 thousands per year.

11. Arizona

  • Many cities in Arizona are popular destinations for retirement living.
  • The state ranked third in the total cost of living and 23 ranked as the cost of service for older people.

Arizona is becoming an increasingly popular state for retirees—Scottsdale is considered America's most sought-after senior living location, and it's still quite affordable. Annual caregiver costs are slightly higher than the national average, and nursing homes cost about $10 less than the average of $000.
The average studio apartment rental in Arizona is 725 dollars, and compared to other major US cities, such as Miami and Dallas, living in Phoenix is ​​much cheaper.

Фото: Depositphotos

10. Maine

  • Being a senior in Maine doesn't come cheap.
  • Living with care and nursing homes here cost an average of 24 thousands of dollars more than the national average.

Despite this, Maine is still a good place to live, ranking 39th, with a high quality of services for seniors and seniors.

9. New Hampshire

The average expenses for home helpers, nursing homes and other services for the elderly are above average.
Winter cold isn't the only challenge the state has in store for seniors. The state ranks 44th in overall cost of living and 45th in senior living costs. Caring for an elderly person will cost you $60 a year, and a nursing home will cost more than $115. But the quality of these services is high - 12th in the United States.

8. Delaware

  • A unique state, where there are both rural and coastal cities.
  • Life here is moderately expensive, but the price of everyday living fluctuates.

Delaware has coastal cities that are quite expensive to live in—for example, Wilmington is 8% more expensive to live than the average American city. The state ranks 33rd in overall cost of living and 41st in cost of care for seniors. The average cost of living in a nursing home is $127 per year, which is significantly higher than the national average.

7. New York

  • The staff ranked 13-th place at the cost of services for the elderly.
  • And second place in the total cost of living.

The average expenses for visiting assistants and living with a carer in New York are all American. On the other hand, a nursing home costs 47 000 dollars more than the national average (more than 130 000 dollars).

6. Alaska

  • This state ranked last in the total cost of nursing and care services.
  • The average cost of a nursing home is around 300 000 US dollars per year.

The caregiver services here are about 63 thousand dollars a year, and the nursing home will cost 206 thousand dollars more than in other regions of the United States. There are positive moments: Alaska takes the 10-place in the country in terms of quality of services.

Фото: Depositphotos

5. North Dakota

  • Just like in Alaska, the harsh nature of North Dakota affects its prices.
  • The average cost of a nursing home is 127 630 US dollars per year.

The quality of services for the elderly staff took place 47. The weather creates problems for most retirees, not everyone can live safely in this climate. The best option here: living with a carer, will cost 36 thousands of dollars a year.

4. Hawaii

  • Many would like to grow old here, but not everyone is available.
  • The climate of this place is blamed for the high cost of care for the elderly.

But, unlike North Dakota, on the contrary, future and current retirees tend to come here. Hawaii comes in last place for overall cost of living: rent, food, food, insurance. Nursing home services will also cost a pretty penny - about 137 thousand dollars a year. The nurse will cost 60 thousand.

3. New Jersey

  • This is an expensive state because of its dense population.
  • And one of the ten most expensive states for caring for the elderly.

New Jersey ranks 24th in quality of senior care, but it comes at a hefty price tag. Hiring a caregiver is the best idea, although it will cost 24 thousand more than the national average, but few can afford a nursing home for $120.

2. Rhode Island

  • The cost of all services for the elderly in this state exceeds the national average.

Rhode Island offers more resources for older people, but is ranked 34 in terms of support for families with older people. The staff ranked 40 in terms of the cost of medical care for the elderly and 42 in terms of the total cost of living. A nurse costs 61 860 dollars a year, and an average age for a nursing home will be 101 835 dollars more expensive than in other regions of the country.

1. Wyoming

  • It is not so expensive to live here.
  • But it is very expensive to grow old.

Wyoming is far from the most expensive place in the United States to live on a day-to-day basis, but its specific programs and policies—or lack thereof—make it the most expensive for retirees. There are far fewer services and networks available to assist older adults than in other states. So you probably won't want to grow old in Wyoming.

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