13 ways to save money in New York
Life in New York is very expensive - from the cost of groceries to rent.
However, there are 13 tricks that can be used to save money while living in this city. They collected edition Business Insider.
1. Replacing meat with legumes
A pound of turkey costs $2,99 at Trader Joe's. And a 15-ounce can of beans costs 79 cents, meaning you can buy several times as many beans for the same money.
Yes, beans are less tasty than meat, but if necessary, you can get used to the new ration.
2. Never go anywhere on an empty stomach
For a person who wants to save money, lunch at a cafe is unacceptable. Buying snacks on the street for 10 dollars might seem like a minor expense, but it would be much cheaper to make snacks at home after buying ingredients.
3. Pamper yourself sometimes
Permanent savings on food and the preference for cheap products can be tiring, so once a week you should allow yourself to buy something that you love, even if it is a little out of your budget.
This could be a chocolate bar, potato chips, or any other gastronomic weakness of yours.
4. Compare Product Prices
It is sometimes worth making weekly grocery purchases in several stores, since vegetables may be cheaper at one retail outlet, groceries at another, etc. Therefore, it is worth comparing prices for the products you need in different stores and choosing the most profitable ones for you.
5. Buy clothes, shoes or cosmetics in discount stores
In discount stores you can find a huge amount of quality items, if you have a sufficient level of patience. In discount stores in the USA, the choice is especially wide.
6. Avoid pointless shopping
Every time you consider the goods in the store, you will in any case have a desire to buy something. You can opt out of this purchase, but spend a lot of energy and thought to convince yourself that you should not buy this, especially if you see discounts. Therefore, it is better to refrain from aimless shopping trips, because resisting the temptation is quite difficult.
7. When shopping online, buy in bulk to save on shipping
Shopping on the Internet is usually cheaper than shopping in a store, but shipping costs can offset this cost. Therefore, making purchases on the Internet, it is better to purchase several products that you need at once, in order to achieve the minimum limit for free delivery.
8. Look for ways to make things multifunctional.
There may be many options that depend on your individual knowledge and ideas. For example, coconut oil can be a universal cosmetic product: moisturizer, hair mask and makeup remover.
This approach allows you to spend less and reduce your costs.
9. If you have a need to eat in a restaurant, it is better to do it during breakfast or lunch
Many places offer discounts or special offers for breakfast or lunch, while dinners are quite expensive. Therefore, if you eat on the street, it is better to do this in the morning or at lunch.
10. Use the discounts available to you as soon as possible.
If you have a student or any other discount, try to use them to the maximum in any available situation. For this, it is worth checking the possibilities of each of the discounts on the Internet or in any other available way.
11. Look for free or very cheap alternatives for things that are usually expensive.
New York is full of expensive things, but, fortunately, there are many alternatives for the budget at more affordable prices. They are usually easy to find after a short search on Google.
For example, in parks often free classes are held in various sports that will allow you not to pay for the gym. You can also find a budget alternative to many other expensive services.
Cheap weekend entertainment can be found at sites. The skint и Nifty NYC.
12. Evaluate each purchase through other products.
Having a limited budget, it is worth considering each purchase in terms of the possibility of acquiring other goods.
For example, a taxi ride costing 15 dollars one way can provide five trips on the subway. Instead of a burger worth 12 dollars, you can buy 12 cans of beans. This approach will increase your motivation to save and simplify this process.
13. Train yourself to enjoy cheaper products.
Cheap coffee is not as good as high-quality expensive varieties, but you can accustom yourself to everything. After all, life is not reduced to food, and for the sake of a short period of economy, for some purpose, you can be patient by accustoming yourself to cheaper products.
Read also on ForumDaily:
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A guide for an immigrant in New York: how you can save on medical care
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