10 ways to save on holidays
On the eve of the holidays, the question of saving money becomes more important than ever. According to the National Retail Federation, this year, on average, Americans will spend $ 935,58 on holiday purchases.
Luckily. There are some easy ways to save. Here are the 10 of them, thanks to which you can replenish your savings account during the holiday season.
- Automate your savings
The easiest way to save money is to put it aside and forget about it. Schedule in the system every time automatically write off a small amount of money, which will not harm you, but will gradually save.
- Pay in cash
When you make a purchase for cash, you probably will not make impulsive expensive purchases and do not overspend your budget. Here is what you need to do: set aside a certain amount of cash for each week. If the money runs out, it is easier for you to allocate your budget in order to “endure” to the next payday
- Choose free shipping
If you plan to order gifts online, but don’t want to pay $ 99 for your annual Amazon Prime membership, you can get an 30-day free trial for Prime and then pay only $ 10,99 per month until the holiday season ends.
In addition to free shipping, Prime members will be the first to receive a list of Black Friday and Cyber Monday special offers.
If you plan to shop at other online stores - they have promotional codes or coupons.
- Give your time and care instead of something
You can spend a lot of time, energy and money to buy gifts for the holiday, but it is important to remember that the main value is gratitude and sharing time with friends and family.
Research shows that it is memories, not things, that make people happy. So think about it - maybe it’s better to give your time instead of a gift. For example, go to the park with your niece or look after your grandfather. Such a gift will be remembered better.
5. Create holiday decorations yourself
Holiday decorations can cost you dearly. Fortunately, you can independently and inexpensively decorate the house. Narvite greens and create a festive wreath with your own hands. Decorate them with a door or a fireplace. You can make a garland of multi-colored lollipops, and popcorn - festive beads. You can put branches from spruce or pine in a vase and decorate with candles.
- Give gift certificates
Gift cards are an inexpensive gift to a friend that is available for almost everyone. 61% of people said they like to receive gift cards for the holidays. Best Buy, Walmart and iTunes can offer you cheap gift certificates.
- Make photo gifts
Individual photo gifts - inexpensive and memorable fun. You can prepare annual calendars with your photos for the whole family at Costco ($ 9 apiece) or turn photos into magnets into Sticky-9 ($ 2 apiece).
- Products at Potluck
We all know that food is expensive. In this case, Potluck will help you save on products and relieve stress.
You can order a main dish - for example, a turkey or ham - and let the rest, desserts and drinks bring everyone else.
- Clean your wardrobe
Selling all unnecessary items can replenish your account with a serious amount. Make a garage sale or post it all on Craigslist and other sites.
- Donate to charity
Donating to charity can improve the lives of people, animals and the world as a whole. They will help you not waste money on nonsense, and also get tax benefits at the end of the year.
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