10 signs that you are middle class - ForumDaily
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10 signs that you are middle class

Фото: Depositphotos

Most Americans consider themselves to be middle class. According to a survey conducted in 2016, 58% of US residents have identified themselves as middle class. 38% stated that they are working or lower class and only 3% have identified themselves as being in the upper class.

Edition Cheat sheet gathered 10 criteria by which it is possible to determine the belonging of a person to the middle class.

1. You earn from $ 24 042 to $ 161 277 per year

В In 2015, the share of people with average income in the United States was exactly 50% - 120,8 million people.

2. You have a stable job

Almost 90% of Americans believe that you can not belong to the middle class, if you do not have a stable job.

The number of Americans seriously concerned about the stability of their employment, is only 8%.

3. Your job is at risk

Some middle class Americans may be worried about their future. Estimated CareerBuilder, employment in 173 in different professions will decline in the next few years, and many travel agents, accountants and print media operators will lose their jobs, and in fact they belong to the middle class.

4. You have the opportunity to save money

86% of Americans believe that if you do not have savings, you are not the middle class, no matter how much you earn.

This criterion does not meet the majority of Americans. According to GoBankingRates, almost half of Americans either do not have a savings account, or have a $ 0 balance on it.

5. Do you own a house

Once home ownership was seen as a clear sign of belonging to the middle class. Today, far fewer people consider this to be a sign of belonging to the middle class. 57% of people believe that middle class people can rent housing.

However, 41% of respondents still believe that owning a home is an essential sign of belonging to the middle class.

6. Your biggest asset is your home.

Nearly two-thirds of the middle class have a major asset in their home, in which most of their money is invested. In 20% of high-class Americans, the home is about 30% of their total assets. The assets of the richest families are much more diverse than the assets of middle-income households.

7. Do you have a higher education

69% of Americans who earn average income have a college degree.

8. You have the opportunity to go on vacation

45% of Americans believe that having time and money for vacations is a key part of a middle-class lifestyle. This criterion is not met by millions of Americans who work without vacations. There were 2016% of them in 34 - they did not take a single day of vacation.

9. You have one or two children.

According to sociologists, an American woman gives birth to an average 2,4 child. But for the middle class is characterized by a small number of children, since care for them often does not allow the mother to get an education and grow at work.

10. You save for retirement, but not enough

Middle-income Americans save about 10% of their income, including social insurance payments, for retirement.

At the same time, the average retirement savings of Americans are only $ 20 thousand among those who earn from $ 50 thousand to 75 thousand per year, that is, they belong to the middle class.

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